WordsMembership Rewards Credit Card
MRCC
Short for Membership Rewards Credit Card: the American Express Membership Rewards Credit Card, issued in India by American Express Banking Corp. Membership Rewards is also the name of the points it earns.
American Express’s MITC of 31 March 2026 lists its fee as ₹1,000 for the first year and ₹4,500 from the second year, plus taxes. The ₹4,500 is waived in full on ₹1,50,000 of spending in the membership year before, and halved on ₹90,000 to ₹1,49,999.
The card
Where this comes from
- American Express, Most Important Terms and Conditions for American Express Credit CardsAs updated 31 March 2026: (a) fee and charges, (ii) membership fee, and its note
- American Express, Membership Rewards Credit CardCard name, annual fee and reward earn rate, as read on 4 October 2026
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More words like it
MR
Membership Rewards
American Express's points programme. Its points can go on vouchers, airline and hotel programmes, or your bill.
More about MRRP
Reward points
The points a card earns as you spend. What a point is worth depends on what you spend it on.
More about RPMilestone
A spend target with a reward
A bonus for spending a set amount in a month, a quarter or a year: points, a voucher or a membership.
More about milestoneFee waiver
No annual fee this year
The annual fee cancelled for a year, because you spent a set amount or because you asked and the bank agreed.
More about fee waiver
What happened to members, not financial advice. Offers change, so check with the bank. Terms of use