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WordsGift voucher

GV

Short for gift voucher, also called a gift card: a code worth a set amount at one brand, valid until a date that can’t be extended. Cards give them as rewards; HDFC Bank’s terms for its Regalia Gold card, for example, pay its quarterly and yearly milestone rewards as vouchers.

Points can be spent on vouchers too, sometimes at less than on travel; a Regalia Gold point is worth up to ₹0.35 on vouchers and ₹0.50 on flights. Vouchers bought with a card can earn points, and HDFC Bank’s Infinia terms cap the extra points on those bought through SmartBuy at 3,000 a month from 1 July 2026.

Where this comes from

  1. HDFC Bank, Regalia Gold Milestone Benefits Terms and ConditionsPDF of 14 July 2026: quarterly and annual milestone benefits, voucher terms
  2. HDFC Bank, Reward Points Redemption through SmartBuy (Regalia Gold)PDF of 21 July 2026: redemption values
  3. HDFC Bank, Infinia Reward Points Program Terms and ConditionsPDF of 6 July 2026: clause 18

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A reward that never arrivedA redemption, and what it was really worth in rupees

More words like it

  • SmartBuy

    HDFC's rewards portal

    HDFC Bank's portal for flights, hotels and vouchers, where some of its cards earn extra points and can spend them.

    More about SmartBuy

  • Milestone

    A spend target with a reward

    A bonus for spending a set amount in a month, a quarter or a year: points, a voucher or a membership.

    More about milestone

  • RP

    Reward points

    The points a card earns as you spend. What a point is worth depends on what you spend it on.

    More about RP

  • CB

    Cashback

    Rewards paid back as money on your bill, instead of points. Some cards cap how much a statement can earn.

    More about CB

What happened to members, not financial advice. Offers change, so check with the bank. Terms of use