My first credit card at 19: an FD-backed Utkarsh superCard

After slice turned me down twice, I stopped waiting for a regular card and went for one backed by a fixed deposit. I got the Utkarsh superCard through the super.money app, with an FD of ₹1,500and a ₹1350 limit.

For me it’s mainly a way to start a credit history, because without one nobody gives you a normal card. I’ll add an update when my first CIBIL score shows up.