WordsAirport lounges, on the card
Lounge access
Free visits to airport lounges as a card benefit, often a set number each quarter. On many cards you first have to spend a set amount: ICICI Bank’s MITC, for example, asks for ₹75,000 of spends in the calendar quarter before, and HDFC Bank’s leaves cash withdrawals, fees and EMIs out of the spends it counts.
How you get in varies: at HDFC Bank, by swiping the card at the lounge, which debits ₹2 and reverses it, or with a voucher you download after meeting the spend. Visits past the free ones are charged at the lounge’s rate, and the bank, which gives access through an aggregator, takes no responsibility for a lounge’s service or for being turned away.
Where this comes from
- ICICI Bank, Most Important Terms and Conditions for credit cardsLast updated 2 August 2026: 8, airport lounge access
- HDFC Bank, Key Fact Statement cum MITC for Credit CardsVersion 4.12, 30 September 2026: Part I, K) lounge access
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When a bank cuts a card's rewards or benefits after you've got it. People call it a deval.
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What happened to members, not financial advice. Offers change, so check with the bank. Terms of use